How An ISA Works
Why Use an Income Share Agreement?
Income Share Agreements (ISAs) are a form of deferred tuition, allowing students to focus on learning—and not on financing. With an ISA, following initial deposit, you pay nothing toward your tuition until after you’ve left the program and are earning at least the minimum income—regardless of job type or industry.
Income Share Agreements are provided to SecureSet’s cybersecurity students by our sister school Flatiron School, a mission-driven organization committed to helping others change their careers, their futures, and the world. When you’re ready to get started, all we need is a deposit to secure your seat before class.
Tuition Payment Cap
With Flatiron School’s ISA, you’ll never pay more than 1.5x the ISA portion of the tuition amount (plus the deposit, which varies by course) in connection with the ISA.
Learn First, Pay After You're Earning
All that is required is a deposit before class to lock in your seat. After that, you don’t pay a dime until you meet the minimum income.
Robust Career Services
Our Career Services team has a proven track record of helping students get jobs. You’ll work 1:1 with a dedicated Career Coach on employer networking, résumé review, and interview prep.
How it works: 4 steps
Step 1 → Deposit Before Class
Secure your seat in class with your deposit and you will have the option of completing a preparatory workshop in advance of your chosen program. Work with your admissions advisor to confirm your ISA.
Step 2 → Learn and Graduate
In every immersive program we offer, SecureSet Academy’s cutting-edge curriculum teaches you the skills you need to launch a career in cybersecurity.
Step 3 → Get That Job
Work one-on-one with a dedicated career coach to find a job that’s right for you. If you’re making at least the minimum income threshold ($3,333.34 gross income per month, equivalent to $40,000 per year), your monthly payments will be 10% of your monthly gross income. Our Career Services team is here to support you with a robust employer pipeline, résumé review, and interview prep.
Step 4 → Start Paying Tuition
Once you’re making at least the minimum income threshold, make monthly payments equal to 10% of your gross monthly income until one of three things happen: you reach the ISA payment cap, you make 48 payments, or 96 months pass beyond the end of your grace period. Whichever comes first.
The Flatiron School Income Share Agreement (ISA) aligns tuition payments with post-program income. You’ll make an initial payment upon enrolling at SecureSet Academy and agree to pay 10% of your monthly gross income once you leave SecureSet Academy and are earning at least $3,333.34/month (equivalent to $40,000/year).
Following a three-month grace period, you’ll make a maximum of up to 48 monthly payments over a maximum payment window of up to 96 months (8 years ) — but only when you’re earning at least the minimum income. If you’re not earning at least the minimum income, you’re not paying.
The Flatiron School ISA is an income share agreement (ISA): a deferred tuition program for qualifying students in which an amount is credited towards the student’s tuition in exchange for the student paying an agreed-upon percentage of post-program income over a defined period of time. This does not remove the financial obligation of tuition, but rather ties it to post-program income once a student meets the minimum monthly income threshold.
Our goal in making ISAs available to our students is to align education expenses with post-program income and to give students of all backgrounds the opportunity to attend SecureSet Academy, without worrying about income restrictions. Lastly, we want students to be able to focus on learning during their time at SecureSet Academy. This is us investing in your success.
We know every student’s situation is unique, which is why giving students a variety of options to pay for their education is our priority. In addition to the new Flatiron School ISA, we also offer student financing through Skills Fund and Climb, as well as scholarships, grants, and military programs.
The Flatiron School ISA is currently available to students attending SecureSet’s on-campus programs in Denver and Colorado Springs, with more locations to come. Additional eligibility requirements include being a U.S. citizen or permanent resident and being 18 years or older. Schedule a Q&A with our Admissions team to get more information on ISA eligibility.
The ISA is currently available to students of our CORE Engineering and HUNT Analytics programs. As we expand our ISA program, this page will be updated.
Students make an initial payment upon enrolling in SecureSet Academy, which vary by course.All students receive a three month grace period after leaving SecureSet Academy when no payments will be required.
After the grace period ends, students will pay 10% of their monthly gross income if the student is earning a monthly gross income of at least $3,333.34 (equivalent to $40,000/year). Students will receive a monthly bill for this amount, and they can make their payments online, over the phone, or via mail.
Following the three-month grace period, students have up to 96 months (8 years) to make the 48 required monthly payments. You won’t make a payment beyond the upfront payment unless you’re making at least $3,333.34 per month in gross income (equivalent to $40,000 per year). Students’ ISA balance is waived after 8 years if they did not earn at least the minimum monthly income and therefore were not required to make 48 required payments. Payments are not required during months when students’ income is below the minimum income threshold.
There is a 1.5x payment cap, meaning students will never pay more than 1.5 times the Tuition Credit Amount under the ISA (plus the initial payment).
Currently, the Flatiron School Income Share Agreement is available for SecureSet programs at the following campuses: Denver and Colorado Springs.
As we expand our ISA program, this page will be updated.